Pros and cons: Combined or separate business insurance policies?

There’s a tendency to believe that anything that “lumps together” a range of different product offerings into one package, means you will be making a compromise of some kind. Buying something that is a combination of things can also be seen to imply that it’s an “off the shelf” kind of deal; that can’t be tailored to match specific business needs Excess Reimbursement . This is not the case with combined business insurance policies. They have been designed to accommodate a range of requirements, organisation types and sizes. What does combined business insurance mean? To make it easier and more convenient for some organisations to arrange insurance cover, some of the providers have grouped together the essential elements of business insurance into one single policy. Within these policies, providers have included a menu of options, that enable customers to create a business insurance policy that dovetails with their own specific risks and preferences. So, it’s p...